बिना इंटरनेट के कैसे होगा UPI पेमेंट, जानिए पूरी प्रक्रिया

USSD की मदद से बैंकिंग सभी के लिए सुलभ और आसान है, चाहे आपके पास स्मार्टफोन हो या फीचर फोन। इसे पहली बार एनपीसीआई द्वारा नवंबर 2012 में बीएसएनएल और एमटीएनएल के साथ लॉन्च किया गया था।

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NPCI के अनुसार, *99# सर्विस हिंदी और अंग्रेजी सहित 13 विभिन्न भाषाओं में उपलब्ध है। यह सेवा 83 प्रमुख बैंकों द्वारा प्रदान की जाती है। बिना इंटरनेट कनेक्शन के UPI पेमेंट करने से पहले आपको अपना अकाउंट सेट करना होगा।

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इसके लिए आपको अपने फोन में *99# डायल करना होगा। इसके बाद आपको भाषा सिलेक्ट करके अपने बैंक संबंधी जानकारी जैसे नाम और IFSC कोड के पहले चार अक्षर देने होते हैं। इसके बाद आपको अपने बैंक में लिस्टेड नंबर पर बैंक की लिस्ट देखने मिलेगी।

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आप इस लिस्ट में से पेमेंट वाले बैंक को सिलेक्ट करें और अपने डेबिट कार्ड के आखिरी छह अंक और एक्सपायरी डेट दर्ज करें। इसके बाद बिना इंटरनेट कनेक्शन के UPI पेमेंट की प्रोसेस कंप्लीट हो जाएगी।

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पेमेंट करने के लिए आपको अपने फोन में *99# करना है और इसके बाद 1 दबाना है।

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इसके बाद वांछित विकल्प का चयन करें और यूपीआई आईडी/बैंक खाता संख्या/फोन नंबर दर्ज करें।

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अब जितने पैसे भेजने हैं, उतनी राशि और UPI पिन डालें।

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इतना करते ही आपकी पेमेंट सक्सेसफुल हो जाएगी।

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(याद रहे *99# सर्विस का यूज करने के लिए आपको 0.50 रुपये का चार्ज लगता है और इस सर्विस से आप 5 हजार रुपये तक का लेनदेन कर सकेंगे।)

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